Monday, July 19, 2010

Death by pen – the silent killer of free market health care

In the dead of night or light of day, the Obama administration can now just destroy private health care companies. All it takes is a pen.

With no shots fired and no debate or analysis, the Obama administration drove another stake in the US health care system by REQUIRING health insurance companies to provide FREE COVERAGE for dozens of screenings, laboratory tests and other types of preventive care.

The companies that provide these services employ people, buy equipment and supplies, do research and compete to earn every dollar of business. These companies have real costs and cannot stay in business if they are not compensated.

Insurance companies also have real costs for the services and coverage they provide to their customers. They cannot provide their services for free.

The line is drawn. The intent is clear. The Obama administration plans to drive private insurance companies and suppliers out of business with mere strokes of a pen. Provisions of Obamacare allow it. Their political pals in Congress enable it.

As government sets up to compete with private companies or take over the health care system completely, anyone who thinks it will be fair is naive. After all, only the government can print money and operate hapless monopolies without accountability or consequences.

Unless people this time rise up and scream "ENOUGH!" before it is too late, we will witness the creation -- and be at the mercy of -- another great inept government monopoly: health care.

This isn't just politics anymore. It is life or death for our free market and for each one of us.

2 comments:

David said...

You seem to forget that insurance companies are money replacement companies. They have nothing to do with health, sickness, fire, wind, storm or auto damage.

Private sector insurance companies are notorious for not paying what they're obligated to pay. Instead, they act as judge, jury and chief executioner over the payment of benefits.

Recently, Humana has been stalling and not paying bills submitted to them that meet Medicare reporting requirements. Instead, they send out requests for additional information to both the health care provider and patient, asking for the same information they already have.

If either the health care provider or the patient doesn't return their duplicitous and duplicative form, Humana refuses to pay the health care provider. Then Humana tries to blame a subcontractor as the negligent party.

Humana, and all other private sector insurance companies, should have to pay the initial bill provided it gives the Medicare required information. If they want additional information, they they should pay for the costs incurred by the health care provider in taking the time to complete the form. An equal amount should also be paid to the patient.

That's a mild slap on the wrist penalty for the insurance carrier harassing patients for information that they don't readily have or don't recall.

By engaging in this stalling tactic, Humana is able to lay off employees rather than hire employees or keep the one's they got.

Health care insurance companies are only looking out for their CEOs and to hell with their employees and customers. It's the old feudalist agenda of looking out for the lords of the manor and to hell with the serfs. Of course that's your philosophy too, so it's not surprising you'd side with the health insurance industry's feudal lords, AKA corporate welfare queens.

Anonymous said...

It used to be people had a choice of insurance companies, no insurance coverage or coverage of their choice. Each individual person made that decision. And yes, there were many less fortunate people that needed help. And yes, most of those people got help.

Remember the neglect scandal at Walter Reed Army Medical Center when our wounded soldiers couldn't get treatment because the civil servants couldn't move the paper work through?

Just think about all the wonderful things 160+ new bureaucracies can do now with the stroke of a pen. You win! Humana will be run out of business and unaccountable bureaucrats will be in charge!

Enjoy it. Just don't get sick.

In the past if you got sick and worked over by the insurance company, you could probably find a reason to sue the company and it's management for all the reasons cited.

How's that going to work with the government making all the decisions given their special protections?